About us

Who we are, and what we are not

Most insurance websites open by telling you how much they care. We would rather open by telling you exactly what this business is, because that is the thing you cannot easily check for yourself.

Why we built this site

Before building it, we spent a long time reading public discussions where people talk honestly about funeral costs — threads with titles like “my dad died last night and I do not have a way to bury him” and “how do people in poverty handle the expenses when a parent dies.”

Two things came through clearly, and they shaped everything on this website.

The first is how fast the money problem arrives. A funeral home usually wants payment up front, within days, from a family that has just had the worst week of its life. People described borrowing from a boss, putting a cremation on a credit card, running a fundraiser, and in more than one case going bankrupt over it in their twenties.

The second is how deeply people distrust anyone selling insurance to seniors — and how often that distrust is earned. Confusing products sold in “units” instead of dollars. Waiting periods discovered only at claim time. Agents who would not answer a direct question about the payout.

We concluded that the useful thing to build was not another site promising to care. It was a site that answers the awkward questions directly — what it costs, what the waiting period really means, what happens on the call, and who is paying for all this.

What we will not do

• We do not publish fake reviews or invented testimonials. If you see a customer quote on this site, it came from a real person who gave permission. Where we do not yet have consented quotes, we leave the space empty rather than fill it with fiction.
• We do not claim review counts or star ratings we cannot evidence. No “thousands of five-star reviews” badges.
• We do not imply any government connection. We are not affiliated with, endorsed by, or connected to any government agency or program, including Medicare and the Social Security Administration.
• We do not promise you will be approved. Acceptance is decided solely by the insurance carrier. Anyone guaranteeing approval before you have answered a health question is not being straight with you.
• We do not hide the waiting period. Graded death benefits are explained on our FAQ page in the same size type as everything else.

How we get paid

Comparing costs you nothing, whether or not you buy a policy. Licensed agents and their partners compensate us for connecting them with people who have asked for a quote. That payment funds the site. It is not added to your premium as a fee, and it does not change the rate the insurance carrier charges you.

There is a trade-off in that arrangement and we would rather name it than let you discover it: when you submit the quote form, your information is shared with third parties who may contact you, which means you might hear from more than one company. That is stated in the consent text above the submit button and in our Privacy Policy. If you would prefer not to share your details that way, call (844) 694-2155 instead.

See the step-by-step version on our homepage.

Who you actually speak to

The person on the phone is an independent licensed insurance agent, licensed in your state. They are not our employee. We do not write their scripts, set their prices, choose which carriers they represent, or supervise their conduct.

That independence is the point — but it also means you should hold them to a standard. Ask for their name and license number. Ask which carrier the policy is with and what its A.M. Best rating is. Ask for the exact death benefit in dollars and whether there is a waiting period. A good agent will answer all four without hesitating. If one will not, end the call and tell us.

Business details

Secure Seniors Benefit is a website owned and operated by BizProfitMinded LLC, 30 N Gould St Ste R, Sheridan, WY 82801, United States. You can reach us on (844) 694-2155 or at [email protected]. Full details are on our contact page.